10 Easy Ways To Save Money
There are so many easy ways to save money that when we don’t utilize them, we are practically throwing money out the window!
Saving money in one area helps us to be able to spend money in another! Save up for that family trip to Disney or use the extra money to pay down debt!
I put together this list of ways to save for so that we can all sleep better at night knowing that we have done all that we can to save money for our families!
1. AMAZON PRIME
Amazon has a 30 day trial period for you to try out the benefits of Prime. So just in case you decide you don’t like shopping from home on your couch in your pajamas sipping a glass of wine – spoiler alert, you won’t – you can always cancel. But I’m telling you, it’s the best money ever spent.
Prime is LIFE! In only two days, you can have your items delivered to your door and never have to leave the house with your children who may or may not have a melt down at the store, AND save time and money just by ordering through Amazon. Diapers, wipes, toilet paper, and dog food are delivered to my door quickly and conveniently. I get a package from Amazon almost every day! I really need to get the delivery guys to hide packages from my husband!
Also, remember that your time is worth something, too! Amazon helps you avoid schlepping the kids to the store that’s 20 minutes away and paying for the gas as well!
You can subscribe and save for an additional 5-15% off and it will ship those diapers or dog food automatically at the frequency you prefer. If you end up not needing the item as soon as you thought, you can easily change the delivery date or cancel the subscription all together with no penalty to you.
Also, Amazon has awesome customer service! I just bought 12 lightbulbs for $12 and two of them arrived broken. I called to have replacements sent and instead they credited me $6! And you never have to wait on hold. Tell them online that you need to speak to customer service and they call you immediately.
Find other benefits to Amazon Prime like free music and photo storage here.
2. IBOTTA APP
If you haven’t heard of Ibotta, you’re missing out big time!
It’s basically a free coupon app. Every time I go to the grocery store, I open the app and see if any items I bought are on the list of rebates. Almost every time there is a $0.25 coupon for buying any item, but many times items I’ve purchased are on the list.
Some things are generic items such as “any brand of bread” or “any brand of fruit”, and others are brand specific. If you have time, you can create your grocery list by looking at the Ibotta app first, but too often I forget to look before hand and since I’m shopping the sale ad, those are usually better deals, but Ibotta is an added bonus!
It’s a quick process and every little bit adds up. Once you reach $20, they will automatically deposit the money to your bank account. Sign up for free with this link and receive a $10 welcome bonus!
3. PLAN YOUR MEALS FROM THE SALE ADS
Grocery shopping is a BIG way that families spend a ton of money every year! Get smarter about your grocery habits! Find what meats are on sale for the week – and stock up if they are BOGO – and base your menu around that. Instead of winging it and running to the store every night, you will save time (and money by preventing impulse purchases) by planing ahead and also pulling things out of your stockpiled pantry.
Ebates is my favorite money saving app. When shopping online, you can save even more money!
Ebates gives you cash back to almost every online retailer that you can think of. It’s FREE and it’s so easy! Sign up here and get $10 just for signing up – there is seriously no catch! Every quarter you will receive a “Big Fat Check” in the mail as cash back from all of your qualifying your online purchases!
Read this post to learn more about how to save money with Ebates!
5. SHOP THE SALES!
Check out the weekly ad for your favorite grocery store. Here in south Florida, Publix is my go-to. Publix sale prices are often better than Walmart’s “everyday low price”.
Stock up on the Buy One Get One Free (BOGO) items that you know your family will use. Paper items like plates, napkins, tissues, and toilet paper have a forever shelf life so they won’t go bad and need to be thrown out. Laundry detergent is another item that is a BOGO frequently and there will always be dirty clothes that need washed!
Eventually, almost everything goes on sale. So if you don’t have to have it, wait it out.
This doesn’t apply just to food. Those beauty products that you have been wanting are likely to go on sale or have a coupon. Taking care of yourself doesn’t have to be expensive!
You can find so many deals on Groupon! Car washes, gift cards to coffee shops and restaurants, massages, even Botox and microblading can be purchased through Groupon at a deep discount. Please be sure to practice due diligence on the doctors/companies you choose! But there are so many deals that are waiting for you to take advantage of! Also, right now you can earn an extra 6% back if you use Ebates to purchase your Groupon deal! Stack the deals!
7. STICK TO THE CLEAN 15
We eat mostly organic food in our house. But it can get expensive!
In order to stretch the budget and get more food for the money, I will buy some conventional fruits and veggies from the Environmental Working Group’s Clean 15 list. Avocado, pineapple, onions, asparagus, and mangos are all on the list of foods that are sprayed with less pesticides and are safer to eat in the conventional, non-organic version.
Corn is on the list, but corn is often planted with genetically modified seeds (GMOs) and I try to avoid those. There are frozen versions that are reasonable and taste just as good! See the full list of the Clean 15 here.
8. GROW YOUR OWN FOOD
We have an avocado tree, mango tree, grapefruit tree. We also grow our own tomatoes and peppers, and have big pineapple garden. Every little bit helps! And the kids love to pick the fruits and veggies!
Having fruit trees isn’t possible for everyone! But an herb garden is a great alternative on a smaller level. A whole potted plant costs almost the same as a small package of already cut herbs. But you will get so many more meals out of a potted plant than you will an individual package! Don’t forget to water them and observe their sunlight needs!
9. LOYALTY CARDS
Loyalty cards are free at places like Walgreens, Winn-Dixie, and CVS. Without those cards, you aren’t maximizing your benefits and getting the sale price as advertised.
I signed up for a Winn-Dixie card on our last vacation to the Florida Keys because it’s not my normal place to shop, but it’s our closest major grocery store to where we stay. I saved over $30 just for signing up for their free loyalty card! That’s free money!
Don’t want another card taking up space in your wallet? Your email address and phone number are linked to your loyalty card. I just saved 20% on my purchase at Walgreens today by simply entering my phone number at check out. Easy, peasy!
If you use the tips above, you will notice a dramatic decrease in your bills, but using coupons can help even more. I don’t recommend going out and buying 20 Sunday papers just for the coupons. After all, the Sunday paper is $2 each! That’s not realistic to only save a couple of dollars.
We get one copy of the Sunday paper and generally it’s hit or miss if items I typically use are in the coupon books. Also, look through your mail on Wednesdays as there is usually a Money Saver coupon book in there.
My grocery store also has digital coupons which are free to access. I simply sign into their website and click coupons for items that I use. Then, at check out, I enter my phone number and it automatically applies the coupons to correlating purchases. Super simple!
I hope you will apply these simple money-saving ideas to your financial planning for 2018! We could all use a little more cushion in our bank accounts for those unforeseen circumstances that pop up! Do you have any money-saving tips? Leave a comment below!